Guides to Panama residency for property buyers

Plain-English explanations, reviewed by attorneys and linked to official regulations. Each guide shows when it was last updated and flags the details you should confirm.

Last updated: Reviewed by: [Attorney name]Next review: February 2027
Modern residential tower facade in Panama City

Qualified Investor Visa

Permanent residency through real estate: requirements, documents and steps.

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Retirees chatting on a terrace overlooking the Boquete highlands

Pensionado Visa

Residency for retirees with a lifetime pension, and the benefits it brings.

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Map with flags of several countries on a desk

Friendly Nations Visa

Who qualifies, which economic tie is required and how property fits in.

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Buyer signing a deed at a notary office in Panama

Buying property as a foreigner

Your rights, the closing process, costs and checks before you sign.

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The three routes at a glance

RouteWhat you qualify withInitial residency typeDetail to verify
Qualified InvestorReal estate investment (or other options in the decree)Permanent [confirm]Current minimum amount
PensionadoProof of a lifetime pension[confirm with immigration]Minimum monthly income
Friendly NationsEligible citizenship + economic or professional tieTemporary, then permanent [confirm]Country list and investment amount

For orientation only. It does not replace reading the current rules or advice on your own case.

Not sure which residency route fits you?

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